REx ROI Calculator — Resilience Explorer
Resilience Explorer® · Whole-of-council value
for the Chief Executive

Indicative ROI calculator · whole of council

See what one evidence base is worth to your council.

The best councils in Aotearoa & Australia use Resilience Explorer to protect ratepayer value — across adaptation, assets, planning and emergency. Choose your council size to calculate the return.

1Choose your council size, then make it yours
Refine with your council's own numbersoptional
The four-team split, expected annual loss and insurance premium are estimated from these three — and firmed up in a data assessment.
2Your indicative return · large district council
return on
operating value
of operating value a year, against invested in REx — before the strategic pillars below.
Operating return counts the annual-cash pillars only — efficiency, insurance & compliance. Avoided losses accrue over the LTP horizon; reputation is deliberately unpriced.
Indicative figures — a data assessment turns them into your actual return.

Pillar 01 · Efficiency · no modelling required

You already do this work — and pay for it four times

Four teams, four budgets, four consultants producing the AMP, the LIMs, the s104 reports, the Group Plan, the CCRA — each from its own fragmented evidence. Your total spend from Step 1, split across the four teams.

Fragmented evidence spend across four silos, this year
Today — four evidence bases
With REx — one evidence base
Direct saving / year
de-duplication only — the conservative floor
REx is
of what you spend today, across all four
Over a 3-year LTP
direct saving alone
Speed
<90 days
vs the 1–2 year consultant cycle

Illustrative and editable — a business-case starting point, not a quote. This tab requires accepting none of REx's modelling; the next four tabs are where the larger value sits.

Pillar 04 · Compliance

Meet the obligations — with one defensible method

A wave of new duties lands on councils, each demanding evidenced, consistent risk. REx serves them all from one auditable base — and when four teams disagree on the same property, the legal exposure lands on you.

The same coastal property, seen four ways
12 Marine Parade — as each team currently assesses it. Which one defends the consent on appeal?
Adaptation
Moderate — 2090 SLR
Asset team
High — flood + liquefaction
Planning / LIM
Overlay: medium
CDEM
Critical — isolation
With REx
One determination
One versioned method — the same answer for every officer, hearing and appeal.
Statutory duties served
6 from 1 base
NPS-NH, NAP, EM Bill cl 74, XRB, LTP, NPS-I
Legal & appeal exposure reduced
indicative — contested designations, appeals, JR & inquiry rework avoided by a consistent method
Disclosure
Audit-ready
physical-risk evidence for climate-related disclosures, versioned & defensible

The compliance work is not optional and not new — REx changes only that it's done once, consistently, and defensibly. Legal-exposure figure is indicative.

Pillar 02 · Avoided losses

Avoided losses & smarter capital, over time

Expected annual loss rises either way — climate change, multi-hazard and growth mean more to lose every year. REx doesn't stop that; it lets you target the capital that most reduces risk, so your loss climbs more slowly. The widening gap between the lines is loss you avoid.

Expected annual loss today ≈ , about 0.5% of your asset base. Change your asset base in Step 1 above.

Business as usual With REx — risk rises more slowly Loss avoided
Cumulative avoided loss · to 2051
area between the two lines, over 25 years
Hazard-exposed capital
the at-risk asset value REx helps you prioritise & sequence — avoiding overbuild and stranded spend
Risk held below BAU · 2051
still rising, but far slower than business-as-usual

Illustrative trajectory — expected annual loss escalates ~3.5%/yr under business-as-usual and ~2%/yr with REx (both rise; growth and multi-hazard mean more to lose every year). The REx path assumes prioritised interventions are actually funded. Replace with your quantified exposure and programme.

Pillar 03 · Insurance & capital

Insurance affordability, insurability & cost of capital

Insurers price what they can't see as worst-case — and coastal councils are already facing rising premiums and non-renewal. Demonstrable, quantified risk management is what keeps cover affordable and available, and it shapes how markets price your debt.

Estimated current premium ≈ , scaled to your asset base, with an indicative ~10% improvement from evidenced risk management. Change your asset base in Step 1.

Indicative premium saving / year
from evidencing risk reduction at renewal
Insurability
Maintained
the difference between priced cover and no cover — the un-insurable cliff avoided
Cost of capital
Lower
quantified resilience supports LGFA borrowing & access to green / resilience finance
Negotiate, don't accept
Bring the insurer evidenced exposure and a funded reduction programme, not a spreadsheet of assets. Councils that can show their working get better terms.
Inform self-insurance & retention
Know which exposures to carry, transfer, or reduce — and size reserves on evidence rather than fear.

Premium improvement is illustrative and depends on your insurer and programme. Insurability and cost-of-capital effects are real but council-specific — quantified in the value assessment.

Pillar 05 · Reputation

Community trust & decisions that hold

The hardest decisions a council makes — managed retreat, where growth goes, whose property is affected — are won or lost on trust. One transparent, plain-language evidence base is what lets communities, iwi and elected members engage with the same picture.

Elected-member confidence
Councillors defend decisions they can see the evidence behind — consistent answers across the table, not four consultants contradicting each other.
Community & iwi engagement
Interactive maps and plain-language risk narratives bring people into the conversation, building buy-in for hard adaptation choices rather than resistance.
Fewer contested decisions
A consistent, defensible method reduces submissions, appeals and the reputational cost of decisions that look arbitrary.
Post-event standing
When an inquiry asks "what did you know and when," a versioned evidence base is the difference between vindication and liability.
Value type
Social licence
reputational, political & Te Tiriti — real, and mostly unpriced
Engagement
Shared picture
one evidence base every stakeholder can see
Decisions
Defensible
that survive the chamber, the court & the inquiry
Next step

Get your council's real numbers.

These figures are indicative starting points. A Data Sufficiency Assessment turns them into your council's actual return — and the fee credits to your licence.

About this model. Five value types mapped to the four statutory use cases and the Urban Intelligence ROI framework. Efficiency is de-duplication only and requires accepting no modelling; compliance, avoided-loss and insurance figures are indicative starting points for a per-council value assessment; community trust is left unpriced. Illustrative figures — replace with council actuals. Built by Urban Intelligence.